Woodbury Bankruptcy Attorney

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(651) 639-0313
Call Twin City Attorneys @ (651) 639-0313 for a free phone consultation about debt and credit issues, or click here to e-mail us. There's no charge unless you decide to hire us.

We can't solve every problem, but we have helped many people to improve their credit scores and get out from under crushing debt.

Bankruptcy is a Possible Solution to Many Common Debt Problems:

  • Harassment by Creditors – Are you getting collection calls and letters for bills you can't pay?
  • Robbing Peter to Pay Paul – Are you taking cash advances from one credit card to pay another?
  • Payday Loans – Are you caught in an unending cycle of short-term high interest loans?
  • Foreclosure – Are you in danger of losing your home? If you have a second mortgage, there is a good chance you will be sued after you lose the house to foreclosure. A Chapter 13 bankruptcy might be the best way to save it.
  • Repossession – Have you missed one or more car payments? A Chapter 13 bankruptcy might be the best way to catch up. If your car is repossessed and you are unable to deal with the lender, the car will be sold at a wholesale auction, usually at a heavy loss, and you will probably be sued for a surprisingly large amount of money. You will then have a judgment against you and no car.
  • Lawsuits & Judgments – Have you been sued or threatened with a lawsuit? If a creditor wins a lawsuit against you (which often happens by default) a judgment will be entered against you and the creditor will look for ways to collect, including wage garnishments and bank levies.
  • Garnishments and Levies – If a creditor garnishes your paycheck, you could lose a quarter of your take home pay. If you have a bank account, a creditor might drain it to pay its judgment.
  • Low Credit Score – A low credit score can be devastating. You either won't be able to get a loan at all, or will be forced to pay high interest rates, which may make the payments too high to afford. Even worse, a low credit score may make it hard to rent an apartment or get a good job. Call us to talk about improving your credit.
  • Driver's License Suspended After an Accident without Car Insurance – If you can't afford to pay the damages, bankruptcy may be the only feasible way to get your license back.

Afraid to Call a Woodbury Bankruptcy Attorney?

We're here to help you, not judge you. We are easy to talk to, and there's no fee unless you decide to hire us. 651-639-0313 To find answers to your debt and credit problems, call Twin City Attorneys @ (651) 639-0313, or click here to e-mail us

Woodbury, Minnesota

Woodbury Bankruptcy Attorney

About Woodbury, MN

For the past three decades or so, Woodbury has been one of the fastest growing suburbs in the Minneapolis-St. Paul metro area. It is currently the 10th largest city in the State of Minnesota, and is the fastest growing city in Washington County. The city is home to a rapidly growing, highly-skilled, and educated labor force. In fact, over 50% of residents in the city over the age of 25 have attained a bachelor's degree or higher, which compares favorably to the United States average of 31.7%. The city has seen remarkable success as a community over the past few decades, success that has been attributed (by the city) to its long-range, planned growth strategy.

The modern history of Woodbury began in the 1840's, when the first settlers arrived in the area, predominantly from the eastern United States and Germany. Also represented amongst the area's early settlers were the Irish, Swedish, Swiss, Scots, and Danes. The settlement, called Red Rock, was a rolling prairie with a scattering of oak groves. A road was made through this area to connect the settlements at Afton and Saint Paul known as Afton Road, which served as the main street of Red Rock. The first settlers made their homes near Afton Road, to the south and east of Colby Lake. Arriving in 1841, John McHattie was probably the first settler to this area, followed by William Middleton three years later in 1844.

When Minnesota became a territory in 1849, settlers, mostly of German descent, flocked to stake their claims in the territory. By 1858, Red Rock was organized as a township, encompassing the area held by the modern cities of Woodbury and Newport. In 1859, the Minnesota State Legislature discovered that there was another Red Rock Township in Minnesota. Because of this, the townspeople decided to officially change the name of the township to Woodbury, named after Judge Levi Woodbury of New Hampshire, a friend of the first town board chairman. The Village of Red Rock was split off from the township in 1861, and built its first town hall on Afton Road in 1875.

The center of Woodbury at the time was near the town hall, on Afton Road, east of Colby Lake. The 1870's brought in a new influx of settlers to the area, largely German farmers who planted their fields with wheat. By the early 1900's, dairying became the leading agricultural enterprise in Woodbury, and livestock such as sheep, hogs, and cattle were increasingly raised. Because Woodbury had no direct access to railroad, development initially came slowly to Woodbury. The Woodbury area remained entirely rural until the 1950's, when the first subdivision, Woodbury Heights, was built in the town. This marked the beginning of a new era for the city, an era that would come to be defined by extensive growth and suburbanization.

Development began slowly for Woodbury in the 1950's and 1960's. According to the 1960 census, the township had only 3,014 residents spread over its 35 (or so) square miles that year. In 1961, the first sewer and water lines were set up, setting the stage for Woodbury's future growth. It was not until 1965 that the township had its first full-time employee, and 1968 before it employed its first police officer. However slow initial growth was, demand was becoming increasingly consistent, and strong enough to entice Woodbury to become a village by 1967.

By 1970, Woodbury had more than doubled its 1960 population, and had a little over 6,000 residents. In 1974, Woodbury, poising itself for continuing growth, became a statutory city. In the 1970's, the dairy farms began disappearing one at a time, and the bulk of the land was owned by investors or retired farmers, who, with rising land prices were increasingly willing to sell to the highest bidder. In 1975, although remaining primarily pastoral in nature, Woodbury had some significant urban development, with over 2,500 homes, and a brand new city hall. The city also boasted an industrial park, four schools, six churches, a small shopping center, and several office and commercial buildings.

In the 1980's, development in the western side of the city, and near highway interchanges in the city began to intensify. During the decade, the population again nearly doubled, to 20,075 in 1990, up from just over 10,000 people in the 1980 census. The 1990's brought a frenetic pace of growth to Woodbury, and several large-scale developments came to the city. A building boom had begun, and has continued unabated to this day. By 2000, the city had 46,463 residents and had become a significant player in the Twin Cities metropolitan region. Today, Woodbury is home to about 64,500 people, has a number of retail and service attractions, and continues to attract high-quality businesses and people. With approximately 20-25% of its land still available for development, Woodbury is expected to continue its course of growth and prosperity into the foreseeable future.

Have you wondered why the expression "Woodbury Bankruptcy Attorney" appears several times on this page? It's because saying Woodbury Bankruptcy Attorney helps you find us on the internet so we can explain to you how filing for bankruptcy works and discuss whether it's a good idea for you. Please call us at (651) 639-0313 for a FREE PHONE CONSULTATION or click here to e-mail us. Woodbury Bankruptcy Attorney!

Woodbury Bankruptcy Attorney § Woodbury Bankruptcy Lawyers

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