West St Paul Bankruptcy Attorney

Call a West St Paul Bankruptcy Attorney Now
(651) 639-0313
Call Twin City Attorneys @ (651) 639-0313 for a free phone consultation about debt and credit issues, or click here to e-mail us. There's no charge unless you decide to hire us.

We can't solve every problem, but we have helped many people to improve their credit scores and get out from under crushing debt.

Bankruptcy is a Possible Solution to Many Common Debt Problems:

  • Harassment by Creditors – Are you getting collection calls and letters for bills you can't pay?
  • Robbing Peter to Pay Paul – Are you taking cash advances from one credit card to pay another?
  • Payday Loans – Are you caught in an unending cycle of short-term high interest loans?
  • Foreclosure – Are you in danger of losing your home? If you have a second mortgage, there is a good chance you will be sued after you lose the house to foreclosure. A Chapter 13 bankruptcy might be the best way to save it.
  • Repossession – Have you missed one or more car payments? A Chapter 13 bankruptcy might be the best way to catch up. If your car is repossessed and you are unable to deal with the lender, the car will be sold at a wholesale auction, usually at a heavy loss, and you will probably be sued for a surprisingly large amount of money. You will then have a judgment against you and no car.
  • Lawsuits & Judgments – Have you been sued or threatened with a lawsuit? If a creditor wins a lawsuit against you (which often happens by default) a judgment will be entered against you and the creditor will look for ways to collect, including wage garnishments and bank levies.
  • Garnishments and Levies – If a creditor garnishes your paycheck, you could lose a quarter of your take home pay. If you have a bank account, a creditor might drain it to pay its judgment.
  • Low Credit Score – A low credit score can be devastating. You either won't be able to get a loan at all, or will be forced to pay high interest rates, which may make the payments too high to afford. Even worse, a low credit score may make it hard to rent an apartment or get a good job. Call us to talk about improving your credit.
  • Driver's License Suspended After an Accident without Car Insurance – If you can't afford to pay the damages, bankruptcy may be the only feasible way to get your license back.

Afraid to Call a West St Paul Bankruptcy Attorney?

We're here to help you, not judge you. We are easy to talk to, and there's no fee unless you decide to hire us. 651-639-0313 To find answers to your debt and credit problems, call Twin City Attorneys @ (651) 639-0313, or click here to e-mail us

West St Paul, Minnesota

West Saint Paul Bankruptcy Attorney

About West St Paul, MN

West Saint Paul is bounded on the west by Mendota Heights, on the south by Inver Grove Heights and Sunfish Lake, on the east by South St. Paul, and on the north by St. Paul's "West Side", located in adjacent Ramsey County. The community is situated in the northernmost part of Dakota County. The city covers 4.91 square miles of land, and had an estimated population of 19,708 in 2012, giving it a population density of 3,976.4 persons per square mile.

In the first half of the nineteenth century and before, the Sioux Native American villages of Kaposia (to the east) and Mendota (to the west) bordered what is now West St. Paul. The first permanent settlers arrived in 1848. The American Indian village of Kaposia was located in present day South St. Paul and West St. Paul, and it is thought to have existed numerous years before the appearance of the "white man", although the actual date of its origin is not known. The Village of Kaposia acted as a headquarters for the Sioux (also known as the Dakota) Indians for several generations. The names of many settlers are still familiar in West St. Paul, immortalized in the names of the streets.

The Methodist society sent the two Kavanagh brothers to the region in 1836. No permanent community could be established at the time because before 1852 there was no treaty with the Indians, and legal title could not be given on these lands. In 1852, a treaty which transferred American Indian lands to the federal government was concluded, and the American Indians relocated further west, and the land that was previously occupied by the mission was suddenly available to anybody with a few dollars to spare.

Most of the area was platted prior to when Minnesota became a state in 1858 when the original "West St. Paul" was incorporated, directly across the Mississippi river from the burgeoning city of Saint Paul. This entity ultimately failed, and no longer exists. In 1874, the original City of West Saint Paul was annexed to the city of Saint Paul by an act of the legislature, primarily for the sake of better police regulations. The voters of the former city, it is stipulated, only agreed because they were promised a free bridge into the thriving City of Saint Paul.

As was often the case in new "western" communities during the late 19th century, when first settled the farmers began by raising wheat. However, many of these farmers entered into market gardening because the rapidly growing City of Saint Paul was nearby. The soil in the eastern and northern part of the community is especially adaptive to agriculture, and farms in the area produced high quality foods. The original City of South St. Paul formed in 1887, including both present day South St. Paul and West St. Paul. Two years later in 1889, the area was broken into two parts and the current West St. Paul was established. However, to save on expenses, city services were often shared, and to this day the two cities still share some city services.

A City Charter was adopted in 1907 which provided for a mayor and seven council members. The Charter was later amended in the 1960s to the city manager form of governance. The city manager is responsible for the day to day management of the city subject to the directives of the mayor and city council.

Today, West Saint Paul is a diverse, fully developed city with a sizable Hispanic population (by Minnesota standards) and growing populations of other immigrant groups, such as Somalis and the Hmong. In 2010, the city was 69.9% Caucasian, 19.5% Hispanic, 6.0% African-American, 4.3% Two or More Races, 2% Asian, and small populations of "other" races. West Saint Paul has a significant retail area, centered around South Robert Street, a busy road which acts as the main thoroughfare in the city. West St. Paul is a place where people come to live, but do not often quickly leave. Amongst city residents, 88.6% have been living in the same house for over 1 year, compared with 85.3% in the state of Minnesota.

West St. Paul has more rental units than the state average, with for-rent units accounting for over 40% of total housing units. The home ownership rate in the city is 58.9%, and single family homes are most plentiful in the northern and western portions of the city. Single family housing in West St. Paul is affordable, with homes holding a median value of $193,700, which is slightly less than the state average. Median household income was $45,315 during the years 2008-2012, with per capita income standing at $27,510 in the city. The rate of poverty in West St. Paul was estimated at 10.5% in 2010, slightly lower than the state average of 11.2%

West St. Paul's 125th anniversary was marked in May 2014.

Have you wondered why the expression "West St Paul Bankruptcy Attorney" appears several times on this page? It's because saying West St Paul Bankruptcy Attorney helps you find us on the internet so we can explain to you how filing for bankruptcy works and discuss whether it's a good idea for you. Please call us at (651) 639-0313 for a FREE PHONE CONSULTATION or click here to e-mail us. West St Paul Bankruptcy Attorney!

West St Paul Bankruptcy Attorney § West St Paul Bankruptcy Lawyers

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